Winning at Life with Gregory Ricks
Your Wallet's Favorite Show
The Weekly Wrap: 07.13.19
July 16, 2019 03:44 AM PDT
Hurricane Barry moves towards Louisiana, and we welcome Bob Breck to do a couple of weather updates, along with the regular financial talk. Estate Planning Attorney Wes Blanchard is our guest, and we take some great calls, too.The Daily Wrap: 07.08.19
July 10, 2019 08:54 AM PDT
04:09 - North Dakota's only billionaire started as a ranch hand in high school, became a gym teacher, got into the insurance business, and then finally rocketed to success owning motels.
12:31 - Gary in New Orleans has a great health plan with his employer. Does his wife need to sign up for Medicare if she's covered by his private health plan?
28:21 - How to turn on Medicare. When do you need to start the process? What happens if you sign up late? How does all this work?
30:43 - The Numbers were down slightly.
35:12 - Trump audio on trade deals and the Fed is pretty harsh, and give you a good idea where the economy is headed.The Weekly Wrap: 07.06.19
July 08, 2019 06:35 AM PDT
The GRL road show: Gregory Ricks Live has upcoming events in Biloxi, Metairie, and the Northshore.
How to have a retirement if you do not have enough money saved
No really, America is #1. Hear the statistics and facts that overwhelmingly prove America truly is the best country in the world, despite the rash of attempts to make you think otherwise.
What you need to know about saving for your kids' college
Heather in St Rose asks about 529 plans for college: the good, the bad, and the details.
Wayne in Nola asks Gregory for idea on what to do with money left at the old company plan.
Trump audio on trade deals and the Fed is pretty harsh, and give you a good idea where the economy is headed.
Solid jobs report answers some big questions about our economy
Learn the downsides to annuities. It's not just about surrender fees. There are other negative aspects of fixed annuities.The Daily Wrap: 06.28.19
June 28, 2019 11:17 PM PDT
The Half Episode: Gregory and James bring you on a statistical journey through the world of halves.The Weekly Wrap: 06.22.19
June 25, 2019 08:51 AM PDT
03:23 - Gregory has been hosting a number of public events around the area, and is happy to announce his first event in Biloxi. Gregory Ricks Live: Wine, Wisdom, and Food, will be at the Ruth's Chris Steakhouse in the Hard Rock Casino.
18:38 - Tom in Marrero asks Gregory's thoughts on where he can put some extra money to generate income.
38:50 - What should you do if your IRA loses money? Matt in Hammond asks Gregory if he should be concerned that his IRA lost money the last two years.
46:16 - Dwayne Stein of Mortgage Gumbo talks about the housing market in Dallas, the home market of our newest affiliate: 1160 KBDT Big D Talk.
50:45 - Jerome Powell, President of the Federal Reserve Bank, announces this week the federal funds rate will remain unchanged. Mortgage rates are back below 4%, and Dwayne Stein explains how some people are taking advantage.
56:46 - Adam in New Orleans locked in a mortgage rate a month ago, and rates have fallen since then. Does Dwayne know of a way he can get a lower rate now?
59:06 - Should you refinance your mortgage? William in Marrero asks Dwayne Stein if it would be worth the effort to refinance his mortgage to get a lower rate.
1:08:26 - Glenn in Kenner asks Dwayne what kind of money he could save on his monthly payment by refinancing his mortgage at a lower rate.
1:28:29 - Wanna hear a scam call? Steve, a regular listener, sends us a scam call he recorded after hearing our segment on scam calls over the weekend. The audio shows us some red flags to look for to identify a scam.
1:36:25 - Louis in Chalmette has noticed most of his portfolio is slowly shifting to cash and safety, but the markets are near all-time highs. Gregory talks about how most stocks do not beat bonds in the long term, and it looks like there's a lot of other people making a flight to safety.
1:46:07 - Are Robo Advisors a good place to start? Greg in New Orleans asks Gregory's thoughts on getting investment guidance from a Robo-Advisor service.
2:00:11 - Gregory has some help for those who got a late start saving for retirement and are playing catch up.The Daily Wrap: 06.21.19
June 24, 2019 02:06 PM PDT
03:28 - Zion Williamson signs with the New Orleans Pelicans, and the financial numbers behind the story are massive. He's going to lose about half of it to taxes, but it could've been worse had he been drafted to a high-tax state.
06:10 - The Numbers.
12:18 - Louis in Chalmette has noticed most of his portfolio is slowly shifting to cash and safety, but the markets are near all-time highs. Gregory talks about how most stocks do not beat bonds in the long term, and it looks like there's a lot of other people making a flight to safety.
27:14 - Hear some scam calls recorded for the show, and learn how to identify scams.
32:52 - Time travel discussion: James and Gregory ponder how far they would be willing to travel back in time, and it's really hard to go back to before 2009.The Daily Wrap: 06.19.19
June 20, 2019 08:28 AM PDT
00:55 - The Fed leaves rates unchanged, and even though many were under the impression a rate cut was coming, the markets responded positively to the news.
04:33 - The Numbers show a solid market rally for the day, with gold taking off and Treasuries going even lower. The two seem to indicate economic troubles abroad. Gregory and James discuss the mystery of the disappearing Venezuelan gold.
12:43 - An unexplained "avian incident" knocks out the majority of a 1,200 acre solar power plant in California. It was built with over a billion dollar subsidy from the taxpayers. Are we sure these green projects are really the best way to go about generating electricity?
18:27 - Harley Davidson announces a partnership with a Chinese firm to produce a line of smaller lower-priced motorcycles to appeal to poorer markets around the world. Gregory is skeptical something like that could work here in the United States.
25:20 - Wanna hear a scam call? Steve, a regular listener, sends us a scam call he recorded after hearing our segment on scam calls over the weekend. The audio shows us some red flags to look for to identify a scam.
32:20 - Is now a good time to buy gold? Gregory reacts to a blog post from ZeroHedge.com making the bullish case for gold.The Daily Wrap: 06.17.19
June 19, 2019 09:34 AM PDT
01:04 - How do you grade your 401k's performance? Just checking your 401k balance isn't enough to know whether or not your 401k investments are doing well, because it often includes your contributions mixed in with the returns. Gregory has some guidance on how to evaluate your accounts, and see if adjustments need to be made.
13:41 - What should you do if your IRA loses money? Matt in Hammond asks Gregory if he should be concerned that his IRA lost money the last two years.
17:38 - How much risk is right for your IRA? Lynn in New Orleans asks Gregory how aggressive she should be about high risk investment options in her IRA.
27:07 - The Numbers were positive across all indicies on the Numbers Page. Oil news still getting heavy attention. The Fed meeting on Wednesday has a big share of the attention from Wall St, too.The Weekly Wrap: 06.15.19
June 17, 2019 03:10 PM PDT
00:59 - Tax cheats in the news are a good reminder that you should do everything you can do to keep your tax bill as low as possible, but DON'T BREAK THE LAW. Many of these stories involve the self-employed, because their tax compliance isn't as simple as a those who are a W2 employee.
04:47 - The attacks on oil tankers in the Straight of Hormuz have some folks pointing fingers at Iran, but the oil markets don't really seem to be phased by it.
14:32 - This week saw a great turnout for the Lunch and Learn event on Reverse Mortgages hosted by Dwayne Stein of MortgageGumbo.com. There was also a Wine, Wisdom, and Food event hosted by Gregory Ricks this week, and Gregory gives us a recap of what went down.
23:11 - This week marks the 9th anniversary of Winning at Life with Gregory Ricks. We revisit some classic calls and segments from years past to show how solid financial advice can be timeless.
34:26 - A proposal to pay off $50k of student loan debt for anyone in a household making under $100k a year has so many obvious problems, it's amazingly disappointing that anyone would support this.
44:30 - Jude Heath CPA helps us discuss how those who are W2 employees can be more tax efficient.
55:43 - Matthew in Bush asks if he can delay paying his payroll taxes until the end of the year, and invest that money in the meantime. Gregory explains why a W2 employee probably can't, and a self-employed person probably doesn't want to, either.
1:06:18 - What to do if you lose your tax breaks. Brian in Metairie has been reclassified from a 1099 contractor to an employee, thus losing a big chunk of tax write offs.The Daily Wrap: 06.12.19
June 13, 2019 12:33 PM PDT
05:14 - Kelvin in Kiln asks Gregory to clarify how an annuity works, because he's heard two different things. Both are correct, because there's several kinds of annuities, and Gregory breaks down the differences.
26:14 - Matthew in Bush asks if he can delay paying his payroll taxes until the end of the year, and invest that money in the meantime. Gregory explains why a W2 employee probably can't, and a self-employed person probably doesn't want to, either.
30:37 - When to sell your rental properties in retirement. Anthony in Albany is wondering how much of a financial hit he will take if he sells his rental properties.
38:31 - What to do if you lose your tax breaks. Brian in Metairie has been reclassified from a 1099 contractor to an employee, thus losing a big chunk of tax write offs.
"Winning at Life with Gregory Ricks” is LIVE weeknights 7-8 and Saturdays 10am-1pm (central times) on iHeart's NewsTalk 99.5 WRNO in New Orleans, 104.9 WBUV in Biloxi, 97.7 WJBO in Baton Rouge, 12 stations across the Supertalk Mississippi network, and 1160 AM KBDT in Dallas. Gregory and James keep you informed about what's going on with your money and the financial world. Gregory also helps people with their financial situations through calls, texts from the app, and social media.
About Gregory Ricks @GregoryRicks - Winning at Life, Financial Talk Radio, Registered Investment Advisor, Financial Planner, Total Wealth Authority, Income Planning, Investing
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